Exhibition Report from Sibos Frankfurt
～Building on our domestic implementation record with SurFIN, we will accelerate our global expansion～

BIPROGY exhibited at “Sibos Frankfurt (Note 1),” a leading global financial event hosted by Swift (Note 2), held in Frankfurt, Germany. At our booth (Note 3), we showcased SurFIN, our workflow solution for cross-border payment processing, and highlighted its potential for global expansion.
At the “Enabler User Group,” a networking session for companies accredited by Swift Platform Partnership Programme, we participated as a panelist and presented a case study on the implementation of Swift APIs in SurFIN.
Additionally, at the “Exhibitor Stage,” a presentation session for exhibiting companies, we gave a talk on Japan’s STP practices for cross-border payments.
As a result of these efforts, we were able to engage in discussions with many companies during Sibos, gaining insights into the status of ISO20022 adoption overseas and strengthening relationships with other Swift partner firms.
For more information about Sibos and SurFIN, please refer to the announcement below.

Exhibition at Sibos Frankfurt～Sharing SurFIN’s Benefits and Expansion Strategy with the World～

Participated as a speaker at the Enabler User Group

BIPROGY attended the user group meeting for Swift Enablers held the day before the Sibos event. We participated as a speaker, presenting on the theme of onboarding Swift APIs for end users.
SurFIN is recognized as one of the leading solutions globally in terms of Swift API implementation, and the session provided a valuable opportunity to exchange insights with other Enablers on best practices for API deployment and expansion.

• Theme：API Information Sharing Session by Swift Enablers

• Date & Time：September 28, 2025, 13:00–14:30 (CEST)

• Overview：In addition to the theme of onboarding Swift APIs for end users, we exchanged insights on global initiatives, including best practices shared among Swift Enablers.

Current Status of SurFIN Implementation in Japan and Future Global Expansion

BIPROGY has provided SurFIN to 40 financial institutions in Japan, successfully supporting their transition to ISO20022 and enabling smooth operations. SurFIN has been highly evaluated as a solution that allows seamless and efficient handling of complex payment rules and AML-related procedures.
Through our participation in Sibos, we learned that many financial institutions around the world still face challenges in customer channels and STP processing during the ISO20022 migration.
The G20 roadmap for enhancing cross-border payments, with a target set for 2027, outlines four key KPIs. However, due to varying regulations and system environments across countries, achieving these goals remains difficult under current conditions, and technological solutions are increasingly expected.
SurFIN, as a solution capable of enabling STP for both outgoing and incoming remittances, received strong interest from international audiences. We will continue to promote SurFIN to financial institutions overseas as part of our global expansion strategy.

＜Four Key KPIs for Enhancing Cross-Border Payments＞

1. Cost – Reduce the cost of cross-border payments.

2. Speed – Increase the speed of transactions.

3. Access – Enhance access to payment services globally.

4. Transparency – Improve transparency of fees and processing.